Women’s Divorce: 8 Reasons You SHOULDN’T Hire a Certified Divorce Financial Analyst ®
Divorce is tough, especially when it comes to untangling finances. But hey, maybe you’re considering going it alone without any expert help. In the realm of women's divorce, managing finances without guidance can be daunting.
You might have heard of a Certified Divorce Financial Analysts®, but you’re wondering “What is a CDFA®, and why would I need one?”
Before you go down the Google rabbit hole, let me give you a rundown on why you might think you don’t need a CDFA®—and why, deep down, you probably do. 😉
Thinking of hiring a Certified Divorce Financial Analyst®? Here are 8 reasons why you shouldn’t.
1. You’re not the "rock the boat" type of gal.
If you’ve spent years keeping the peace, you might think rocking the boat now isn’t your style. Hiring a CDFA® could empower you to stand up for your financial rights. But if you’re more comfortable keeping things calm, even at your own expense, skipping the expert might seem easier. Just remember, sometimes rocking the boat can lead to smoother sailing in the long run.
Related: 7 Empowering Divorce Tips for Women from a Certified Divorce Financial Analyst ®
“There are always a lot of people so afraid of rocking the boat that they stop rowing. We can never get ahead that way.”
2. You love surprises—especially financial ones in a divorce settlement.
Imagine this—you’re sitting at your computer, and an email from your attorney just landed in your inbox. It’s a proposal forwarded from the opposing counsel. You open it, expecting clarity, but instead, you’re hit with a wave of confusion. The numbers don’t make sense, the terms are a blur, and you feel the pressure to make a decision without fully understanding what’s at stake. You don’t receive much financial strategy or direction from your attorney, so you feel even more isolated and alone.
Surprises might be fun at birthday parties, but in the middle of a divorce settlement? Not so much. A Certified Divorce Financial Analyst ® would spoil that ‘fun’ by providing clear, predictable financial outcomes, helping you navigate proposals with a strategic eye. They offer the financial guidance and clarity your attorney might not be equipped to provide, ensuring you’re not left overwhelmed and guessing your next move. With a CDFA®, you can say goodbye to those unpleasant surprises and hello to a confident, informed approach to your financial future.
“Thank you again for all your hard work and effort with my case. I can’t imagine figuring all this out on my own. You have been a Godsend.”
3. You trust your ex implicitly.
Trust is tricky. It can leave you in a place where you don't ask questions, don't lean into difficult conversations, and don't ask for what you need. Remember when you trusted your ex with your heart? Extending that trust to your finances might seem natural, but it's a different ball game now. A Certified Divorce Financial Analyst® would help you protect your interests and ensure a fair division of assets. While it’s wonderful to think the best of people, it’s also wise to safeguard your future. A little help here could go a long way.
Related: Divorce a Narcissist: Demystifying the Allure of False Hope
4. You’ve never been one to ask for—or receive—help.
Independence is admirable, but even superheroes need a sidekick. Navigating divorce finances alone is a heavy lift. A Certified Divorce Financial Analyst® can lighten the load, providing support and expert guidance. Asking for help isn’t a sign of weakness—it’s a smart move to ensure you get what you deserve.
“Just thinking of how blessed I am that I made it out on top with everyone’s help! You and everyone were right. I am ok, and better now—way better!”
5. You know exactly where to look to find your ex’s hidden assets on your own.
There’s a certain satisfaction in playing detective, isn’t there? The idea of uncovering your ex’s hidden assets and financial discrepancies all by yourself is appealing. But imagine having a CDFA® who knows how to identify the gaps in the information to help find those assets more efficiently. Partnering with a pro could turn that thrill into relief, knowing you’re not missing anything crucial.
6. You’re a fan of receiving outdated financial advice from well-meaning friends and family.
Who needs professional advice when you’ve got a treasure trove of wisdom from friends and family? While they mean well, they might not be up to speed on current divorce laws or financial strategies. Divorce finances aren’t a one-size-fits-all. You need professional advice that’s customized to YOUR unique financial situation. A CDFA® brings specialized training and up-to-date knowledge to the table, ensuring you’re making decisions based on facts and expertise, not just good intentions.
Related: Women’s Divorce Win: How Jennifer Secured 50% More in Her Divorce Settlement
7. You're confident that your divorce lawyer is also a financial wizard.
Your divorce lawyer is a legal eagle, but expecting them to also be a financial guru might be a stretch. A CDFA® complements your lawyer’s work by focusing on the financial details. It’s a dream team approach that ensures both your legal and financial bases are covered.
“Girl, I cannot tell you how much you all have prepared me! My lawyer was even like, ‘Dang girl, how did you know all this?’ We will mediate again in a couple of weeks—after he gets appraisals on the two homes (as you told me needed to be within 6 months) and finds out more on the stock ‘situation.’
He agreed quickly on custody and some minor things—then got his bootie in a tightwad ‘drowning in spreadsheets’ to even THINK I knew about all of this. I love you all!!! Best investment I could have made in myself EVER!”
8. You enjoy making big financial decisions based on gut feeling alone.
As women, we’ve been taught to ignore our gut feelings. So, there’s something empowering about following your gut, especially when it comes to your financial future. But along with that, you need a sounding board, a voice of reason, and a true advocate.
Detailed analysis and expert advice can complement your intuition, giving you a more comprehensive view. A CDFA® provides the data and forecasts that can help you make informed decisions, combining your gut feeling with solid facts for the best possible outcome.
So, there you have it—8 reasons you definitely shouldn’t hire a Certified Divorce Financial Analyst ®. 😉
Okay, in reality, having a Certified Divorce Financial Analyst ® by your side is one of the smartest moves you can make. Hi there—I’m Rhonda Noordyk, CDFA® and CEO of Women’s Financial Wellness Center, and my mission is to put women like you back in the driver's seat of your life.
If you’re ready to take control of your future and secure the divorce settlement you deserve, I want you to grab my FREE mini-course, 6 Proven Steps to Advocate for a Fair Divorce Settlement. Arm yourself with the knowledge and strategies you need to navigate this challenging time with confidence. You’ve got this, girlfriend. 💅
🌟 FREE Mini-Course: 6 Proven Steps to Advocate for a Fair Financial Divorce Settlement